Joel M. Blau, CFP
Mr. Blau is chief executive officer of MEDIQUS Asset Advisors, Inc., in Chicago. He can be reached at 800-883-8555 or [email protected]
Tenancy by the entirety can protect your home
Holding property in joint tenancy with rights of survivorship (JTWROS) generally provides no asset protection. In fact, JTWROS ownership exposes the property to the creditors of each of the joint tenants.
Tax hike for high-income earners expected in 2013
Many physicians may be joining other high-income taxpayers subject to an upcoming potentially large tax hike they may not even be aware of.
How market indices, averages can guide you
Stock indices and averages are simply ways to measure changes in the market value of certain groups of stocks.
Doctors should take time now to make estate-planning decisions
Without a properly structured estate plan, your heirs may be paying unnecessary estate taxes and probate fees that in many cases can be dramatically reduced or even eliminated.
Charitable trusts may help lower estate taxes
There are many factors to be considered prior to implementing any type of charitable trust strategy.
Market dips: Now may not be time to get out
During periods of dramatic market fluctuation, it is important for investors to avoid emotional responses to investing.
Federal debt securities present low default risk
From a marketable government debt securities standpoint, investors are offered many choices.
Health savings account can lower insurance costs
As employers and individuals strive to control medical insurance premiums, many have switched to insurance plans that carry higher deductibles. This switch has led to the use of health savings accounts (HSAs), which are tax-advantaged medical savings accounts.
Should you jump on the gold bandwagon?
Before jumping on the gold bandwagon, it is important to understand the market factors that impact gold pricing, and how this unique commodity may or may not fit into your overall investment portfolio.
Managing your mutual funds: Active vs. passive
Passive management is an investment strategy that attempts to replicate the returns of an index or benchmark by owning the same assets, in the same proportions, as the underlying index. Active managers attempt to outperform the market through the art of stock picking and market timing.